Terms of Use

Effective date: 7 October 2026

1. About these Terms
These Terms apply to the use of:
‍https://www.directtransact-home.co.za  

The Website is operated by:
‍Direct Transact (Pty) Ltd
Registration number: 2002/015670/07
References to “Direct Transact”, “we”, “us” or “our” mean Direct Transact (Pty) Ltd.  

‍2. Website purpose
The Website provides general corporate information about Direct Transact and its capabilities, products, services, careers and contact channels.
Website content is general information and does not constitute:
    • professional advice;
    • a binding offer;
    • a warranty; or
    • a contract for services.
Direct Transact's products and services may be governed by separate written agreements. Those agreements are not replaced or amended by these Terms or by general Website content.  

The Website does not itself govern payment-processing services, transaction processing, customer onboarding, integrations, settlement or other separately contracted DT Mercury services. Those services are governed by the applicable customer and service agreements.  

No PCI DSS, payment availability, transaction-processing, settlement or service-level warranty is created through these Website Terms.  

‍3. Lawful use
You may use the Website for lawful informational and business purposes.
You must not:
    • interfere with the Website's operation or security;
    • attempt unauthorised access, scanning or testing;
    • introduce malicious code;
    • impersonate another person;
    • submit deliberately misleading information;
    • unlawfully collect information;
    • infringe another person's rights; or
    • use the Website for an unlawful or fraudulent purpose.  

‍4. Intellectual property
Unless stated otherwise, Website content is owned by, licensed to or lawfully used by Direct Transact.
You may view and print reasonable extracts for lawful personal or internal business use.
You may not reproduce, adapt, frame, distribute or commercially exploit protected content without permission, except where permitted by law.  

‍5. Accuracy and availability
Website information may change or contain errors.
Users should verify information before relying on it for a material decision.
Direct Transact may change, suspend or withdraw Website content or functionality.
‍
6. Third-party links
Third-party links are provided for convenience.
Direct Transact does not control third-party content, availability, security or privacy practices.
A link does not by itself imply endorsement.  
‍
‍7. Privacy and cookies
Personal information is processed as described in the Website Privacy Notice.
Cookies and similar technologies are addressed in the Cookie Policy.
Use of the Website does not constitute blanket consent to the processing of personal information.
 
‍8. Disclaimer and liability
To the extent permitted by law, no warranty is given that the Website will always be:
    • complete;
    • current;
    • uninterrupted;
    • error-free; or
    • secure.
‍
Direct Transact is not liable for indirect, consequential or special loss arising solely from use of, inability to use, or reliance on the public Website.
Nothing excludes liability or limits a right where prohibited by law.  

‍9. Governing law
These Terms are governed by South African law.
A competent South African court may determine a dispute, without limiting access to another forum available under applicable law.  

‍10. Contact
‍Direct Transact (Pty) Ltd
210 Aramist Avenue
Waterkloof Glen
Pretoria
0181
South Africa
Telephone: +27 12 368 4900
General enquiries: info@directtransact.co.za
Legal, privacy and PAIA: compliance@directtransact.co.za